Ok, I know what you're thinking. There have been no new posts to this blog in over a month. What is going on? Well, I'll let you in on a little secret. There haven't been any new posts because there was nothing new to post. How can that be, you ask? Well, here's the deal . . .
For the last month, we have been submitting various forms and plans to the USDA Rural Development office in Charleston. The lady we've been working with is very nice, and even though I'm sure she'd love to give us our money right away, the money is coming from the government so that involves a lot of forms and red-tape. Undaunted, (well maybe a little daunted) we've been in constant contact with our basement guy, Wilson Homes, and Commodore Homes of Indiana getting signatures and paperwork filled out. After getting everything completed and turned in, we found out a couple of weeks ago that it is still going to be another 6-8 weeks (at least) before our plans are approved and we can get our money. This was disheartening, to say the least. Okay, that's a major understatement. Jason and I were totally bummed. We could not believe this is taking so long, and so we weighed our options. Ultimately, we decided to look elsewhere for our funding. We just didn't want to wait until the middle of December to try to start building our house. So what did we do?
We called one of our local banks, and in a couple days time we had a loan. No kidding! Just like that, our frowns were turned upside down. :) Why didn't we just do this from the beginning? Well, to be fair we went with Rural Development because you didn't have to have a downpayment, and that was really important seeing as how we didn't have a downpayment. But this bank is willing to work with us, and that is SO awesome!
So after some frantic phone calls back and forth with our builder, our house is scheduled to go online as early as this coming week. If they can't fit us into the schedule right now, we'll only have to wait another week or so before they can. Is that amazing or what? It takes about three weeks for our home to be built (cool, huh?) so we need our basement contractor to get going ASAP. Hopefully he can, because it will take about that long for the basement to be constructed. No rain in the upcoming forecast, either, so we are doing the happy dance! :)
Now that things seem to be moving forward (can I get a hallelujah?), I'll be posting lots more pics and info as the basement's constructed, the house is "set", and Jas does the finish work. So stay tuned!
